Tuesday, January 18, 2011

Debt

Being an adult sucks. I have to say I really hate New Years Resolutions because no one ever follows through but maybe I'll try it out this year. I am so ready to get out of debt and I think this year is the year to finally do that. I don't think I really spend too much through the week, it's just the weekend that kills me every time. During the work week I just go to work and go home and that's pretty much all of it, but during the weekend I'm always having to go out and buy up the bar or spend money on shots for the whole gang. Sometimes I would end up the next day checking my bank account seeing there's 100 bucks from just one night alone.

I'm definitely going to be tighter with my money. I just signed up for Mint.com which goes through my bank account and credit cards and it helps me with budgeting and telling me how much I need to be paying each month on my cards. It's a pretty neat site and I never really knew how much my spending really was until I had the site basically tell me. What I blogged about in a couple post back was that I was wanting to travel a lot more and see more of the world but I think before I can really do that is to get out of own personal debt.

Any advice would be greatly appreciated.

1 comment:

CreditWise said...

I think you are doing the right thing by building a budget, great first step! I would also recommend reviewing your credit report and taking a good look at your expenses to find potential areas of savings, then have a solid plan with what to do with that savings - pay down debt, invest, etc.